Money-Saving Tips For Those WITHOUT Dental Insurance
(1) Ask if your dentist gives a discount for cash. Some offices will allow you to pay and receive a discount for cash. If pre-paying, ask if you're prepayment will entitle you to a complimentary discount on future dental services. Either of these methods could save you as much as 10% off to dental bill.
(2) Join a Discount Dental Plan. For $10 to $20 a month, these plans offer their members savings of anywhere from 10%% to 50% or more on dental work, including those procedures not covered or only partially covered by insurance such as braces, implants, teeth bleaching, veneers, etc. Those interested in discount dental plans should go to DentalPlans.com to comparison shop between as many as 30 different plans.
(3) Negotiate the dental fees. A national survey recently found that 10% of respondents had haggled with their dentists over fees, and 64% had been successful in getting a price break.
Money-Saving Tips For Those WITH Dental Insurance
(1) Ask if your treatment can be set up in stages. If some care is more urgent than other services, perhaps your dentist can provide the services over two calendar years, thus utilizing two annual maximums. Annual maximums are usually $1000 - $1500 and that can be reached quickly with multiple services. Your dentist should be able to prioritize a treatment schedule to help you distinguish problems needing immediate attention from those that are less urgent. Often, treatment can be phased in over time to assist you with your budget.
(2) Seek second opinions on expensive work. Often, a dental problem can be solved in several different ways, all of which are satisfactory and appropriate. For instance, missing teeth can be replaced by implants, or by a bridge (in most instances) or by a partial denture. All of these are acceptable dental care, but the costs can vary widely. Talk to your dentist about why he or she believes that this treatment is best for you.
(3) Fight the power. If the treatment or your dentist proposes is denied, you have the option to petition the insurance provider. You or preferably your dentist may need to write a letter and send a more detailed explanation regarding the need for these services.
Still Need Help? Try A Discount Dental Plan
Although DiscountDental4U.net doesn't endorse one dental plan over another, those looking to enroll in a discount dental plan should go to Dental Plans.com because and they make it easy to comparison shop by allowing you to quickly compare membership fees, participating dentists, dental procedures prices, and much more between 10 to 20 different regional and/or national dental plans. In addition, you'll save 10% on any plan you purchase! To do so, click on the link below, type in your zip code and begin comparing dental plans available in your area. Then, when you've decided on which plan to enroll in, use DiscountDental4U.net's SPECIAL 10% OFF COUPON by using the code-word "blurt" when filling out the DentalPlans.com's online application.
